The widespread use of PayLater in the Gen Z era
paylater is a delayed payment system, in other words we can buy goods without having to pay directly, but instead we pay monthly with interest. In the current era, there are many marketplaces that provide the paylater method, which makes it easier to get an item even though don't have any money yet However, there are many Gen Z who have debts of up to tens of millions beyond their means, like Raihan, for example, he is a 4th semester student at a private university in Jakarta. Raihan was born from an underprivileged family, but Raihan had the opportunity to go to college. because he received a scholarship from the government, like teenagers in general who don't want to be left behind by new fashion trends, Raihan is the same, he buys trendy goods and clothes using paylater, and later he will pay using his scholarship money, but because Raihan's income is only from the scholarship money which was only disbursed within 3 months, and Raihan did not control his desire to buy t...